CO-LIVING IN DENVER

Co-living is a modern housing strategy where multiple people rent individual rooms in a shared home, splitting common spaces like kitchens and living areas. It’s become popular in cities like Denver, where affordability and community are top priorities for renters. For tenants, co-living provides access to well-located, high-quality housing at a more affordable price—often hundreds less per month than renting a studio or one-bedroom alone.

For investors, co-living is one of the best ways to boost cash flow in today’s market. By renting out rooms individually, landlords can earn 20% to 50% more in gross rental income compared to a traditional lease.

Cities also benefit, as co-living increases housing density without new construction, helping to ease the shortage of affordable rentals for the working class. It’s a rare triple-win—renters save, investors profit, and cities gain much-needed housing solutions.

The Benefits of Co-Living

Who wants to live with strangers?! Learn the benefits before stating objections

Higher Rental Income – Earn 20%–50% more than traditional rentals.
Lower Vacancy Risk – Individual room rentals reduce full vacancy risk.
Diversified Tenant Pool – Attract students, professionals, and remote workers.
Affordable Housing Demand – Meets growing need for budget-friendly housing.
Stronger Cash Flow – Multiple income streams from one property.

Faster ROI – Increased income can accelerate return on investment.
Community Appeal – Tenants stay longer due to built-in social environment.
Flexible Leasing – More adaptable to changing market conditions.
Value-Add Opportunities – Remodels and amenities can significantly boost value.
Scalable Model – Easy to replicate across multiple properties or markets.

The Drawbacks and Risks to House Hackings:

Management Intensive – Requires hands-on or third-party management.
Zoning & Legal Issues – Local laws may restrict room-by-room rentals.
Noise & Conflict – Shared living can lead to interpersonal tenant issues.
Furnishing Costs – Upfront expenses for fully furnishing shared spaces.
Wear and Tear – More tenants typically mean more property maintenance.
Financing Challenges – Lenders may view co-living as higher risk.
HOA Restrictions – Some communities prohibit or limit co-living setups.
Licensing Requirements – May need boarding house permits or inspections.
Negative Perception – Some neighborhoods or appraisers may devalue co-living.

Get Educated on Co-Living

Coming Soon – Stop wondering how other’s are reaching financial independence through real estate – Master Co-Living with The Co-Living Guys.

Fill out the contact form to be the first to know when the course launches!

Listen to Podcasts from Invest2FI –

Some key episodes to tune into are:

Episode 245 – Tony Cruz – From Zero to House Hacker: How Tony Cruz Built Wealth in Denver with Co-Living Real Estate Strategy

Episode 241 – Clara Arroyave – From $10K in a Living Room to $42M Co-Living Empire

Episode 239 – Miller McSwain – From Rocket Science to Co-Living Profits

Run the numbers on co-living properties:

Download the co-living calculator to analyze the potential ROI of your investment.

A DENVER CO-LIVING CASE STUDY

Lakewood, Colorado

6 bedrooms | 3 bathrooms
2,346 sqft
Purchase price: $600,000 with $12K in seller concessions
Rehab: $25,000
Monthly Income: $5,600

Hands Off Management for Co-Living

Have a property you need property management for? Our in house property management company, HomeCrew can support you from rehabs to house set up, filling rooms and providing continuous management.

Tell us about your property!

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THE FI TEAM

The FI Team is a group of real estate agents and consultants in Denver, CO. We specialize in helping real-estate investors work toward financial independence.

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